Kushner Agency - USA Benefits Group

Affordable Protection Without Compromise.


We specialize in private health plans — real coverage outside the ACA marketplace that still meets your needs and save you money.

➡️ Predictable premiums
➡️ Better coverage options
➡️ Freedom to choose your providers
➡️ One-on-one support from a human

Why More People Are Switching to Private Plans

Premiums Are Skyrocketing

Even families with “good coverage” are getting hit. ACA marketplace plans are climbing up with some states seeing double-digit hikes. Premiums could jump over 75% for many households.

We help you find private plans with predictable pricing and real value so you keep more of your money without losing coverage.

Networks Are Shrinking

The doctor you trust may not be in your plan anymore. Losing access to your preferred doctors forces you to start over costing you time, comfort, and confidence.

We work with private carriers that give you freedom to keep the doctors and specialists you already trust.

Deductibles Are Higher

You’re spending thousands before benefits even kick in! When every appointment feels out-of-pocket, it’s not coverage, it’s just a monthly bill with extra paperwork.

We match you with private plans designed to lower out-of-pocket costs and start working for you sooner.

We get it, you don’t want to gamble with your health. You want coverage that’s consistent, fair, and flexible. Private insurance through Kushner Agency gives you that. We shop dozens of private carriers and design a plan that fits your real life, your doctors, your needs, your budget.

Here's How it Works

Our team makes finding a new health plan easier than it's ever been.

1️⃣ Quick chat: Tell us what’s working (and what’s not) with your current plan.
2️⃣ Custom options: Personalized coverage built from private carriers we trust, no government guesswork.
3️⃣ Confident choice: You pick the plan that fits. We handle the rest.

No pressure. No upselling. Just smarter coverage.

State Licenses

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I may not be licensed in this state, but someone on my team is.

Stephen Kushner's State Licenses

State

License #

Start Date

AL

3000814018

08/31/2021

AR

14891047

08/31/2021

FL

W631817

08/31/2021

GA

3332296

08/31/2021

IA

14891047

08/31/2021

IL

14891047

08/31/2021

IN

3531890

08/31/2021

KS

14891047

08/31/2021

KY

1084457

08/31/2021

LA

866727

08/31/2021

MD

2071877

08/31/2021

MI

0968267

08/31/2021

MO

3000820124

08/31/2021

MS

10679756

08/31/2021

MT

3000819973

08/31/2021

NC

14891047

08/31/2021

NE

14891047

08/31/2021

NV

3530339

08/31/2021

OH

1284469

08/31/2021

OK

3000861637

08/31/2021

SC

14891047

08/31/2021

TN

2474243

08/31/2021

TX

2501273

08/31/2021

UT

769312

08/31/2021

VA

1164407

08/31/2021

WI

14891047

08/31/2021

WV

14891047

08/31/2021

WY

434690

08/31/2021


Press play to
see how Tom and Sherry saved over $9,000 a year and got better coverage with benefits tailored just for them!

Since 1988, USA Benefits Group has helped individuals, families, and small businesses find affordable, personalized insurance without the hassle. Whether it’s health, life, Medicare, or small business coverage, we work with top carriers to find a plan that truly fits your needs and budget.

Get A Quote

Health Insurance Form

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Life Insurance Form

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Senior Insurance Form

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Small Business Insurance Form

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